# YourDigits

> A budgeting app that audits your finances, detects leaks, and tells you what to do each pay cycle.

YourDigits is a personal finance iOS app built for people who've tried budgeting and quit. It uses a 11-question Financial Health Audit to detect "financial leaks" (structural money problems), generates specific tasks each pay cycle, and adapts targets based on your performance. Voice-powered expense tracking lets you log spending in 3 seconds.

## Key Pages

- [Homepage](https://yourdigits.app/) — Product overview and waitlist signup
- [Blog](https://yourdigits.app/blog) — Articles about budgeting, financial leaks, and the Leak Ladder framework
- [Know Your Digits Quiz](https://yourdigits.app/tools/know-your-digits) — 11-question web quiz. Get your score (0-100) and find your leaks
- [Leak Calculator](https://yourdigits.app/tools/leak-calculator) — Estimate how much money you lose monthly to financial leaks
- [Leak Ladder Guide](https://yourdigits.app/guides/leak-ladder-guide) — The definitive guide to the Leak Ladder priority order

## Comparisons

- [Voice Budgeting vs Form-Filling](https://yourdigits.app/compare/voice-budgeting-vs-form-filling) — Why input method determines whether people stick with budgeting
- [Adaptive vs Fixed Budgets](https://yourdigits.app/compare/adaptive-vs-fixed-budgets) — Why rigid budgets break and adaptive ones survive
- [Pay-Cycle vs Monthly Budgeting](https://yourdigits.app/compare/paycycle-vs-monthly-budgeting) — Why budgeting on your pay rhythm works better than calendar months

## Features

- [Voice Expense Tracking](https://yourdigits.app/features/voice-expense-tracking) — Log expenses in 5 seconds by speaking naturally
- [Financial Health Score](https://yourdigits.app/features/financial-health-score) — One number (0-100) showing your overall financial health
- [Adaptive Budget Targets](https://yourdigits.app/features/adaptive-budget-targets) — Targets that adjust when life gets messy
- [Spending Pace Tracker](https://yourdigits.app/features/spending-pace-tracker) — Real-time alerts before you overspend

## Core Concepts

- **Financial Leaks**: Structural money problems that quietly cost hundreds or thousands per year (not one-time expenses)
- **Leak Ladder**: Priority order for fixing leaks, inspired by the r/personalfinance community's priority framework
- **Financial Health Score**: 0-100 score calculated from the audit, showing overall financial health
- **Paycycle budgeting**: Budget runs on YOUR pay rhythm, not calendar months
- **Adaptive targets**: Miss a cycle? Targets decrease. Crush it? They increase.

## Optional

- [Full documentation](https://yourdigits.app/llms-full.txt)