Emergency Fund

The Emergency Fund Lie (And What Actually Protects You)

7 min read|Emergency FundDebtSavings

Everyone says save 3-6 months of expenses. But if you have debt, that number is wrong. Here's what actually protects you.

Joy Casfhir

$1,000 or 3 Months? How Much Emergency Fund You Actually Need

3 min read|Emergency FundSavingsDebt

The starter fund and the full fund are different steps. Which one you need depends on whether you have debt.

Joy Casfhir

Should You Save or Pay Off Debt First?

3 min read|Debt PayoffEmergency FundFinancial Leaks

The answer isn't one or the other. It's both, in a specific order. Here's the sequence that stops debt from coming back.

Joy Casfhir