Why 'Invest Early' Is Incomplete Advice
7 min read|InvestingDebtFinancial Leaks
Should you invest or pay off debt first? The Leak Ladder puts investing near the top, not the start. Here's what to do first.
Joy Casfhir
Investing
Should You Invest While Carrying Debt?
3 min read|InvestingDebtFinancial Leaks
Credit card at 18%. Market returns at 7%. Every dollar invested while carrying high-interest debt is mathematically losing money.
Joy Casfhir
I Was Investing While Quietly Losing Money
3 min read|InvestingDebtBNPLLeak LadderEmergency Fund
I was putting money into Vanguard ETFs while BNPL fees piled up. Then an emergency hit and wiped out the investments.
Joy Casfhir